Our returns are not unusual for institutional investors, such as pension fund managers, which are managing everyday investors’ savings, and possibly yours as well. The founders of Basset & Gold observed that the profit requirements of institutions such as banks and pension fund managers often result in end investors receiving a return that is disproportionate to the risks they are taking. The financial technology revolution has enabled Basset & Gold to make cost reductions that it can pass on to investors in the form of higher returns through offerings such as the Basset & Gold Fixed Income Bonds. Bonds are different from pensions and banking products – for example, the pension tax benefits, banking capital requirements and government compensation arrangements associated with them do not apply to our bonds. Therefore, you do not have to bear the costs associated with those benefits.
Basset & Gold Plc. provides financing to UK marketplace lending platforms and direct loans. We typically charge between 8-15% p.a. for lending plus fees, and we pass on interest rates to our investors as coupons under the bond. Investors are allocated into facilities based on their selected bond, allowing us to offer various terms and liquidity options.