remember to remove "disallowing" from robots.txt

This is some text inside of a div block.
apply now
Current application window ends on
Tuesday, July 31, 2018
at
5:00 pm
Limited availability, ACT NOW to secure your space.
July 31, 2018
Jul 31, 2018
**For this page Remember do remove the disallowing from robots.txt after confrimation

Pensioner Bonds

Our Pensioner Bonds are back!

The Fixed Income Pensioner Bonds are a unique investment opportunity offered exclusively to investors who are aged 55+ who are looking to generate a predictable and ongoing cash flow from their savings that is paid directly into their bank accounts. Pensioner Bonds are offered for an initial fixed term of one year that can be renewed up to a maximum term of five years. Investors can choose between the Monthly Income Pensioner Bond that pays 4.24% p.a. in equal monthly payments directly to their bank account OR the compounding Pensioner Bond that pays 4.32% p.a. once a year. Interest rates are fixed at the applicable rate and will remain so until the end of the bond term.

Interest Shield: The interest rate of our Fixed Monthly Income Bonds tracks Bank of England interest rate increases, taking effect from the date of issue. The unique feature of this product is that it will not track Bank of England interest rate reductions. Find out more about this bond's “High Water Mark” feature today.

Cash Bond Advantages Diagram

Advantages

Fixed Income Pensioner Bonds were designed by Basset & Gold to be a simple and straightforward investment for investors aged 55+ who are looking to utilise their savings without depleting them. Bondholders lend the company money in return for a fixed rate of interest that remains the same throughout the term of the bond: 4.24% p.a. for the Pensioner Bond that pays monthly, and 4.32% for the Pensioner Bond that pays annually. Best of all, the interest rate on these bonds does not change based on stock market performance or Brexit, so your return is known at the outset.

Investment Amount – For this bond, the minimum investment is £1,000 and the maximum is £500,000.

Attractive Interest Rates – The Fixed Income Pensioner Bonds are offered in two payment terms: monthly interest payments at 4.24% p.a. and annual interest at 4.32%.

Interest Payments – Interest is paid either monthly or annually, depending on the bond selected. The interest rate will remain the same for the duration of the initial period AND for all subsequent extensions.

Terminal Illness Clause – In the unfortunate event that you are terminally ill, you are able to redeem your investment before the end of the term with 90-days' notice without any fees or charges.

Full Asset-Backed Security – So you can invest with peace of mind.

No Fees – You are not charged any fees or charges.

100% Capital Returned – In addition to your monthly interest payments, your entire investment capital is repaid at the end of the bond term.

Who is this bond for?

The Pensioner Bonds were designed for investors who are looking to maximise their savings yet are unable to commit to long periods of time. With an attractive annual return of 4.24%-4.32%, it is in our opinion the ideal investment tool for retired investors who want to enjoy their savings today without depleting them.

Investors are advised to review the comprehensive risk and tax information within the bond Invitation Document available to eligible investors. If you are in doubt as to whether this investment is suitable for you, please consult an independent financial advisor.

Results

The numbers:

  • Fixed rate of 4.24% p.a. (monthly payments) and 4.32% (annual payments)
  • Minimum investment is £1,000
  • Maximum investment is £500,000
  • Interest payments – 12 per annum OR 1 per annum.
  • Can be extended up to 5 years at the same interest rate
Monthly Income (5 Years)
Cash Bond
ISA Monthly Income
Monthly Income (3 Years)
Monthly Income (5 Years)
5-Year Compounding
ISA Compounding
7.46%
p.a.
Does not include
Monthly Interest Payments
5
Years
days call
Years
37.30%
Total Return On Investment
Cash Bond
3.14%
p.a.
AER
Does not include
Monthly Interest Payments
5
Years
30 business
days call
Years
15.70%
Total Return On Investment
IFISA Monthly Income
6.12%
p.a.
AER
Does include
Monthly Interest Payments
3
Years
days call
Years
18.36%
Total Return On Investment
Monthly Income (3 Years)
6.22%
p.a.
AER
Does include
Monthly Interest Payments
3
Years
days call
Years
18.66%
Total Return On Investment
Monthly Income (5 Years)
7.46%
p.a.
AER
Does include
Monthly Interest Payments
5
Years
days call
Years
37.30%
Total Return On Investment
5-Year Compounding
9.01%
p.a.
AAR
Does not include
Monthly Interest Payments
5
Years
days call
Years
45.04%
Total Return On Investment
IFISA Compounding
6.70%
p.a.
AAR
Does not include
Monthly Interest Payments
3
Years
days call
Years
20.10%
Total Return On Investment
Hide this
Monthly Income Pensioner Bond

Monthly Income Pensioner Bond

4.24%
p.a.
AER
Does not include
Monthly Interest Payments
1
Years
extendable up to 5 years
days call
Years
4.24%
Total Return On Investment
Compounding Pensioner Bond

Compounding Pensioner Bond

4.32%
p.a.
AER
Does not include
Monthly Interest Payments
1
Years
extendable up to 5 years
days call
Years
4.24%
Total Return On Investment
Cash Bond

Cash Bond

3.14%
p.a.
AER
Does not include
Monthly Interest Payments
5
Years
30 business
days call
Years
15.70%
Total Return On Investment
Monthly Income (3 Years)

Monthly Income (3 Years)

6.22%
p.a.
AER
Does include
Monthly Interest Payments
3
Years
days call
Years
18.66%
Total Return On Investment
Monthly Income (5 Years)

Monthly Income (5 Years)

7.46%
p.a.
AER
Does include
Monthly Interest Payments
5
Years
days call
Years
37.30%
Total Return On Investment
5-Year Compounding

5-Year Compounding

9.01%
p.a.
AAR
Does not include
Monthly Interest Payments
5
Years
days call
Years
45.04%
Total Return On Investment
IFISA Monthly Income

IFISA Monthly Income

6.12%
p.a.
AER
Does include
Monthly Interest Payments
3
Years
days call
Years
18.36%
Total Return On Investment
IFISA Compounding

IFISA Compounding

6.70%
p.a.
AAR
Does not include
Monthly Interest Payments
3
Years
days call
Years
20.10%
Total Return On Investment
Tax treatment of ISAs depends on individual circumstances and may be subject to change in future.

Start investing with Basset & Gold today

Check Our availability
Compare bonds