Don't miss out on your 2018/19 ISA allowance

This is some text inside of a div block.
apply now
Your 2018/2019 ISA deadline ends on
Friday, April 5, 2019
5:00 pm
Limited availability, ACT NOW to secure your space.
April 5, 2019
Apr 05, 2019
View All Bonds

Basset & Gold Innovative Finance ISA

Tax-free fixed returns, directly into your bank account. Don't miss out!

The innovative finance ISA market is set for a billion pound boom in 2018, a significant increase on the previous tax year, based upon HMRC data. Launched in 2017, the Basset & Gold IFISA proved to be a great success, with the 2016/17 IFISA sold out. The Basset & Gold IFISA enables marketplace lending investments to be held in a tax-free wrapper, which means that our customers can enjoy our attractive returns completely free of tax. You can invest some, or all, of your annual ISA allowance (£20,000 for the 2018/19 financial year) into the Basset & Gold IFISA, and transfer existing ISA funds, so don't delay - open an IFISA today. There is limited availability for this offer, so act today to avoid missing out on this fantastic investment opportunity.

Interest Shield - The interest rate of our IFISAs tracks Bank of England interest rate increases, taking effect from the date of issue. The unique feature of this product is that it will not track Bank of England interest rate reductions. Where the Bank of England interest rate rises and falls, the Bond rate will reflect the highest increase since the date of the Bonds’ issuance. This is referred to as a “High Water Mark”.

Cash Bond Advantages Diagram


As with a cash or stocks and shares ISA, customers can invest their money completely free of tax. However, the Basset & Gold IFISA gives our customers access to market-leading returns through our investments in marketplace lending. Best of all, as with all Basset & Gold products, there are no fees.

Tax-Free Returns – Invest your 2018/2019 ISA allowance by April 5, 2019 and enjoy more than 6% in annual tax-free profits.

Investment Amount – For this bond, the minimum investment is £1,000 and the maximum is £500,000.

Interest Payment Options – Choose between a fixed tax-free monthly income (6.12% p.a. paid monthly) or get the most out of your savings with our compounding IFISA that pays 20.10% at maturity (6.70% AAR).

Flexibility – Transfer existing ISA funds and boost your ISA returns even more with our market-leading returns.

Full Asset-Backed Security – So you can invest with peace of mind.

No Fees – You are not charged any fees or charges to set up, manage, hold or transfer funds into your Basset & Gold IFISA.

100% Capital Returned – In addition to your monthly interest payments, your entire investment capital is repaid at the end of the bond term.

Who is this bond for?

The Basset & Gold IFISA is perfect for investors who are looking to maximise their ISA investment and generate market-leading returns without having to pay any tax. This opportunity is open to anyone over the age of 18 who is a resident in the UK.

Investors are advised to review the comprehensive risk and tax information within the bond Invitation Document available to eligible investors. If you are in doubt as to whether this investment is suitable for you, please consult an independent financial advisor.


The numbers:

  • Fixed 3-year investment term
  • Fixed tax-free monthly income – 6.12% p.a. paid monthly
  • Compounding tax-free interest – 20.10% at maturity – 6.70% AAR
  • Invest from as little as £1,000 up to £500,000
  • There is no limit to how much of your annual ISA allowance you can invest in the IFISA; you can invest up to £20,000 for the 2018/19 financial year
  • Interest payments – 12 per annum
Tax treatment of ISAs depends on individual circumstances and may be subject to change in future.

Start investing with Basset & Gold today

Compare bonds

Capital at Risk