Don't miss out on your 2017/18 ISA allowance\r Deadline: April 5th

Don't miss out on your 2018/19 ISA allowance

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Current application window ends on
Monday, April 30, 2018
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Limited availability, ACT NOW to secure your space.
April 30, 2018
Apr 30, 2018

Fixed Monthly Income Bonds

Fixed interest, directly into your bank account.

Basset & Gold Fixed Monthly Income Bonds are designed for investors who are looking to generate a predictable and ongoing cash flow paid directly into their bank accounts every month.

Interest Shield: The interest rate of our Fixed Monthly Income Bonds tracks Bank of England interest rate increases, taking effect from the date of issue. The unique feature of this product is that it will not track Bank of England interest rate reductions. Find out more about this bond's “High Water Mark” feature today.

Advantages

An investment that generates a fixed monthly return that is paid directly into your bank account. Your return will not change for the term of your investment so your return is known at the outset.

Investment Term – Currently we have 3 and 5-Year (7.46% p.a.) bonds on offer.

Investment Amount – For this bond, the minimum investment is £1,000 and the maximum is £500,000.

Annual Interest – The 3 Year Fixed Monthly Income Bond pays an annual interest at a fixed rate of 6.22% and the 5 Year Bond pays 7.46% p.a.

Interest Payments – Interest on all our Fixed Monthly Income Bonds is paid monthly from the date of issue directly into your bank account. The interest rate will remain the same for the duration of the bond's period.

Full Asset-Backed Security – So you can invest with peace of mind.

No Fees – You are not charged any fees or charges.

100% Capital Returned – In addition to your monthly interest payments, your entire investment capital is repaid at the end of the bond term.

Who is this bond for?

The Monthly Income Bond was designed for investors who are happy to commit to a longer-term investment but still want their interest to be paid directly into their bank account every month. We believe that a 7.46% p.a. interest paid monthly over the full 5-year term, with the initial investment repaid at term, is a wise investment for investors looking to generate an additional ongoing income.

Investors are advised to review the comprehensive risk and tax information within the bond Invitation Document available to eligible investors. If you are in doubt as to whether this investment is suitable for you, please consult an independent financial advisor.

Results

The numbers:

  • Fixed rate of 6.22% – 7.46% p.a.
  • Minimum investment is £1,000
  • Maximum investment is £500,000
  • Interest payments – 12 per annum.
Monthly Income (5 Years)
Cash Bond
ISA Fixed
Monthly Income (3 Years)
Monthly Income (5 Years)
5-Year Compounding
ISA Compounding
7.46%
p.a.
AER
Monthly Interest Payments
5
Years
days call
Years
37.30%
Total Return On Investment
Cash Bond
3.14%
p.a.
AER
Monthly Interest Payments
5
Years
30 business
days call
Years
15.70%
Total Return On Investment
ISA Fixed
6.12%
p.a.
AER
Monthly Interest Payments
3
Years
days call
Years
18.36%
Total Return On Investment
Monthly Income (3 Years)
6.22%
p.a.
AER
Monthly Interest Payments
3
Years
days call
Years
18.66%
Total Return On Investment
Monthly Income (5 Years)
7.46%
p.a.
AER
Monthly Interest Payments
5
Years
days call
Years
37.30%
Total Return On Investment
5-Year Compounding
9.01%
p.a.
AER
Monthly Interest Payments
5
Years
days call
Years
45.04%
Total Return On Investment
ISA Compounding
6.70%
p.a.
AER
Monthly Interest Payments
3
Years
days call
Years
20.10%
Total Return On Investment
Tax treatment of ISAs depends on individual circumstances and may be subject to change in future.
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