2019
This month's application and funding window to start earning interest at the start of next month ends
April 30, 2019
at
5:00 pm
This month's application and funding window to start earning interest at the start of next month ends
April 30, 2019
at
5:00 pm
April 30, 2019
Apr 30, 2019
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5 Year Compounding High Yield Bond

The Basset & Gold Plc 5-Year Compounding High Yield Bond is for investors who do not require an ongoing cash flow. The 5-Year Compounding High Yield Bond is based on the 5-Year Fixed Monthly Income Bond. However, it does not pay investors on a monthly basis but rather reinvests the capital, delivering a fixed rate of 9.01% Annualised Average Return (AAR). Your accrued interest and capital are repaid directly to your bank account at the end of the 5-year term.

Interest Shield  – The interest rate of our Compounding High Yield Bonds tracks Bank of England interest rate increases, taking effect from the date of issue. The unique feature of this product is that it will not track Bank of England interest rate reductions. Find out more about this bond's “High Water Mark” feature today.

Please note: Ordinary Investors may only invest up to 10% of their net liquid assets in higher risk Unregulated Bonds such as those issued by Basset & Gold Plc. Your capital is at risk.

Cash Bond Advantages DiagramCash Bond Advantages Diagram

Advantages

Basset & Gold Plc designed the 5-Year Compounding High Yield Bond as a 9.01% AAR fixed income bond. Bondholders lend the company money in return for a fixed rate of interest that remains the same for the length of the agreement. Additionally, the interest rate on these bonds does not change based on stock market performance, so your return is known at the outset.

Investment Amount – For this bond, the minimum investment is £1,000 and the maximum is £500,000. Please note: Ordinary Investors may only invest up to 10% of their net liquid assets in higher risk Unregulated Bonds such as those issued by Basset & Gold Plc. Your capital is at risk.

Compounding Interest – The 5-Year Compounding High Yield Bond is based on the 5-Year Fixed Monthly Income Bond. However, it does not pay investors on a monthly basis but rather reinvests the capital, delivering a fixed rate of 9.01% Annualised Average Return (AAR). 

Interest Payments – Your accrued interest and capital are repaid directly to your bank account at the end of the 5-year term.

Asset-Backed Investments – Loans are backed by assets, such as corporate debentures, property and other forms of security in order to protect our investments and your capital. The security held does not guarantee the return of your capital, it may take time to cash them in, and returns could be delayed.

Our Fees – We charge a fee to our borrowers, not investors. We do not charge investors any fees or add any charges. We charge a 20% fee to our borrowers which is paid to a third party connected company. This is disclosed in the Invitation Document to eligible investors, and highlighted in the application process.

Points to
consider

Illiquid investment – Your capital is tied up for the full term of investment. Early redemption is not allowed except in the case of terminal illness or at the board’s discretion.

No secondary market – As the bonds are non-transferable, there is no secondary market for investors to sell their bonds.

Key entities – Basset & Gold is a trading name of B&G Finance Ltd and Basset & Gold Plc. Both companies form part of the Basset & Gold Group. Promotion of the bonds and arranging investment is through B&G Finance Ltd. and the bonds are issued by Basset & Gold Plc. Only B&G Finance is authorised and regulated by the Financial Conduct Authority ("FCA") in the UK as FRN 788684.

Your capital is at risk and Bond repayments are not guaranteed under the Financial Services Compensation Scheme. Investors are advised to note the Risk Warning below as well as to review the comprehensive risk and tax information within the bond Invitation Document available to eligible investors. If you are in doubt as to whether this investment is suitable for you, please consult an independent financial advisor.

Results

The numbers:

  • Fixed annual rate of 9.01% AAR
  • 45.04% yield in interest over a 5-year period
  • Minimum investment is £1,000
  • Maximum investment is £500,000. Please note: Ordinary Investors may only invest up to 10% of their net liquid assets in higher risk Unregulated Bonds such as those issued by Basset & Gold Plc. Your capital is at risk.
  • Interest Payments - one payment accrued during a 5-year period
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Your capital is at risk when investing in unlisted bonds.
Please refer to the Risk Warning below.

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Tax treatment of ISAs depends on individual circumstances and may be subject to change in future.

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Meet Basset & Gold

Our mission is to create investment opportunities that are easy to understand, transparent and that continuously control risk while maintaining market-leading returns that meet YOUR investment goals.

We are a team of seasoned professionals, with experience in finance, who advise and provide financing to marketplace and peer-to-peer lending platforms and direct loans. We look to provide everyday investors with the opportunity to take advantage of an offer that was previously available only to institutional and ultra-high net worth investors, and gain attractive returns from as little as £1,000 by purchasing the Basset & Gold Fixed Income Bonds.

Learn More About Basset & Gold

Start investing with Basset & Gold today

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Your capital is at risk when investing in unlisted bonds. 
Please refer to the Risk Warning below.