About Basset & Gold
Our mission is to create investment opportunities that are easy to understand, transparent and that continuously control risk while maintaining market-leading returns that meet YOUR investment goals.
We are a team of seasoned professionals, with experience in finance, who advise and provide financing to marketplace lending platforms and direct loans. We look to provide everyday investors with the opportunity to take advantage of an offer that was previously available only to institutional and ultra-high net worth investors, and gain attractive returns from as little as £1,000 by purchasing the Basset & Gold Fixed Income Bonds.
A group of companies working together for YOU
The bonds are issued by Basset & Gold Plc. The firm that is promoting the bonds and arranging your investment is B&G Finance Ltd. These are sister firms and form part of the Basset & Gold group however only B&G Finance Ltd is regulated by the Financial Conduct Authority.
As a regulated firm, B&G Finance Ltd is subject to the Financial Services Compensation Scheme (see www.fscs.org.uk) and the Financial Ombudsman Service (see www.fos.org.uk). This means that if you have complaints or claims against B&G Finance Ltd, for example because we have not complied with our regulatory obligations in arranging for you to acquire the bonds, you would have access to the Financial Ombudsman Service in respect of complaints and to the Financial Services Compensation Scheme about any claims we could not pay out on. Both bodies have detailed rules about investor eligibility which are available from their websites. These bodies do not cover Basset & Gold Plc and payments under the bond are not guaranteed by the Financial Services Compensation Scheme.
Investing with a regulated firm
B&G Finance Ltd. is authorised and regulated by the Financial Conduct Authority (FCA). You can view our status by searching the FCA's financial services register. Our activities are supervised by the FCA and eligible claimants may benefit from the protection of the Financial Services Compensation Scheme (FSCS) and the Financial Ombudsman Service (FOS).
No investor has ever lost money with Basset & Gold,
and we intend to keep it that way!
A 100% track record is something to be proud of, and we are! Basset & Gold Plc. has never missed any payment to investors and no investor has ever lost money with Basset & Gold Plc. In addition, all payments are made directly to your bank account so you don’t have to request to withdraw your interest payments, creating a truly hassle-free investment.
We are required to inform you that past performance is not indicative of future results.
How can we offer such high returns?
Our returns are not outstanding in the institutional investment world, such as pension funds, which manages everyday investors’ savings - and probably yours as well. We came from this world and quickly realised that with so many other middlemen, such as banks and fund managers, end investors end up receiving a significantly lower return than the borrower pays while many “hands” enjoy a cut of their profit. The financial technology revolution has enabled investors to cut out the other middleman and enjoy higher returns through unique offerings such as the Basset & Gold Fixed Income Bonds.
Basset & Gold Plc. provides financing to UK lending platforms. We typically charge between 8-15% p.a. for lending and fees and because there are no other middlemen or fees our structure is more cost effective and so we are able to pass on higher interest rates to our investors. Investors are allocated into facilities based on their selected bond, allowing us to offer various terms and liquidity options.
Loans are backed by assets, such as corporate debentures, property and other forms of security in order to protect our investments and your capital. The security held does not guarantee the return of your capital, it may take time to cash them in, and returns could be delayed. For example, if we advance cash to a borrower, we will check that its assets (including the book value of any underlying on-lending by the borrower) exceed the total value of money borrowed.
Our fixed-rate bonds are a great way to generate a monthly income from savings. You are rewarded for long-term commitment with fixed monthly interest payments directly into your bank account, boosting your monthly income.
Our interests are aligned, literally
We see our investors as our partners, so we endeavor to make sure we only make money when our investors make money. There are no charges, no set-up costs, no management fees and no hidden costs to investors. You know your interest rate before you invest, and it remains fixed throughout the duration of your investment.
The Basset & Gold Group charges fees and interest to borrowers. Our profit lies predominantly in the gap between the income from financing activities and the interest paid to investors, so you can rest assured that we are incentivised to manage our own risk alongside yours.
Marketplace finance is our business
The world of online lending has quickly evolved, with multiple forms of lending becoming available to both borrowers and investors. Peer-to-peer lending, marketplace loans, property finance, invoice financing and factoring and many other forms of lending have now become available to everyday investors. This market has shown tremendous growth in the past five years - from almost nothing in 2010 to £3 billion in 2016 - and is expected to continue its exponential growth.
On the one hand, this growth has brought in institutional investors with large sums of money; on the other hand, this has made it more challenging for private investors to make high returns and gain investor security.
We are always happy to hear from you
Our office hours are Mon–Fri 9:00–17:30
• Freephone: 0800 249 4555
• Investor support: firstname.lastname@example.org
• Press enquiries: PR@bassetgold.co.uk
*Please note that we can only accept investors who are UK residents and aged 18+. Calls may be monitored and recorded for training and security purposes.